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1. You must have a deep desire to learn. Read all of the articles, because many times you will find information in them that you were not looking for.

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4. Learn by doing.(master the principles you are studying.)

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TEN COMMANDMENTS OF FINANCIAL FREEDOM

1. Thou shalt spend less than you earn
2. Thou shall comparison Shop
3. Thou shall tame your driving addiction
4. Thou shall buy used (including your vehicle)
5. Thou shall cut up your credit cards
6. Thou shall buy according to thy needs
7. Thou shall stop eating out
8. Thou shall regulate thy utility use
9. Thou shall invest in thy IRA
10. Thou shalt pay yourself first

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Monday, June 1, 2009

How to choose a sunscreen for your skin type

Photo by Gods Emerald
Despite elegant new formulations and innovative packaging that makes sunscreen application a snap, too many people are still going unprotected. Many people fore go sunscreen because they simply cannot find one that agrees with their skin type.

Excuse - "Sunscreen breaks me out."
The truth: Fear of aggravating acne is the number one fear that women shun sunscreen.
But guess what? Protecting skin from UV light curtails future breakouts.The sun stimulates oil glands and thickens skin, so pores become blocked.
Solution- Coppertone Nutrahield Faces 70+ SPF with Dual Defense.
Proven to not block pores.

Excuse - "It's messy to reapply sunscreen over makeup."
Solution- Not freshening your sunscreen is akin to committing skin suicide. Here's why: The potency of sunscreen decreases after only a couple of hours and a mere 10 minutes of daily exposure to UVA rays is known to cause changes that lead to wrinkles and brown spots within a few months.
Solution - A brush on tinted sunscreen powder such as Bareminerals SPF 30 Natural Sunscreen.
Besides helping to even out your skin tone, the minerals naturally defuse light, so your complexion looks smooth and luminous.

Excuse - "I sweat it off so quickly." If you're an outdoor athlete you have some merit. Sweating decreases the effectiveness of sunscreens.
Solution - Banana boat Ultra mist Sport performance continuous spray SPF 85.

Excuse - "My skin is too sensitive." Chemical sunscreens which absorb UV light, can be irritating. Instead, opt for a physical sunblock that reflects UV rays;these products contain zinc oxide or titanium dioxide, which rarely upset skin.
Solution - Neutrogena Sensitive Skin Sunblock Lotion SPF 60+ with Purescreen.

Excuse - "Sunscreen makes my face shiny."
Solution - Thanks to its ultra-airy texture, La Roche- Posay Anthelios 60 Ultra Light sunscreen fluid for face. Absorbs quickly and dries to a matte finish, so foundation glides on smoothly and doesn't slide off. It's also moisturizing, so you don't need a separate day cream.

Excuse - "It's too late: the damage is already done."
Solution - Protect your skin and boost its natural repair abilities with NIA 24 Sun Damage Prevention 100% mineral Sunscreen SPF 30 (nia24.com) It contains pro-Niacin a form of vitamin B3 that helps erase past sun sins by improving skin hydration and minimizing dark spots.

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